After days of searching, you have found the home that you want to call your home. Before you sit down with your realtor to make an offer on the property, you need to determine what details you want to include in your offer. 

1. Assistance With Closing Costs

On average, you can expect the closing costs associated with purchasing a home to be anywhere from two to five percent of the home's purchase price. If you are purchasing a home that costs $200,000, this means that the closing costs will range from $4,000 to $10,000. Many buyers struggle with having sufficient cash to cover the home's down payment, moving expenses, and closing costs. By asking that the seller pay a portion or all of your closing costs, you are decreasing the amount of cash that you need to bring when you close on your home.

2. Appliances

If you like a home's appliances, make sure you ask for them when you make your offer. The appliances that come with a home varies drastically based on the area's real estate market. Things to consider asking for include the fridge, stove, dishwasher, dryer, washer, wine cooler, and window AC unit. 

3. Home Furnishings

One of the mistakes commonly made by buyers is assuming that an item automatically comes with the home. Unless your offer specifically states that furnishings have to stay, the sellers can take them when they move. Chandeliers, window blinds, and ceiling fans are a few of the most prevalent items that you need to ask for.

If you see other things that you like, do not hesitate to ask if they can stay. It may be cost effective for the seller to leave behind large items, such as furniture, china cabinets, and exercise equipment.

4. The Amount and Conditions Surrounding the Earnest Money 

When you make an offer on a home, you include earnest money to demonstrate that you are serious about purchasing the home. Though there is no standard amount, one to two percent of the home's purchase price is generally acceptable. For a $200,000 home, this equates to a deposit of $2,000 to $4,000.

Even more important than the earnest money is how the money is disbursed if the deal falls apart. If one of your offer contingencies is not met, such as the home failing its inspection, you are able to get all of your earnest money back. Buyers who back out of the deal for an unapproved reason generally lose a portion or even all of their earnest money. Make sure you specifically dictate how the earnest money is disbursed if you decide not to go through with the purchase.

Making an offer on a home leaves many buyers with butterflies in their stomach. Calm these butterflies by making sure the terms of the offer satisfy your needs. Work with a professional real estate agent for a smoother home buying experience.